Q

How to Caculate Toyota Harrier Loan? Grasp the Idea Here

To calculate the loan for the Toyota Harrier in Malaysia, you first need to understand key factors such as the car price, down - payment ratio, loan term, and interest rate. Suppose the car price is RM200,000, with a 10% down - payment (RM20,000). The loan amount is RM180,000, the loan term is 5 years (60 months), and the bank interest rate is about 3%. You can use the formula: Monthly repayment amount = [Loan principal × Monthly interest rate × (1 + Monthly interest rate)^Number of repayment months] ÷ [(1 + Monthly interest rate)^Number of repayment months - 1]. After substituting the data, the monthly repayment is approximately RM3,200. The actual amount may vary slightly due to bank policies or promotional activities. It is recommended to get an accurate quote from Toyota - authorized dealers or banks. In addition, when buying a car in Malaysia, you also need to consider additional costs such as insurance, road tax, and handling fees, which will affect the total expenditure. Different banks or financial institutions have different levels of flexibility in their loan programs. Some offer floating interest rates or early - repayment incentives. Before buying a car, it's advisable to compare several institutions. Also, pay attention to the details in the loan contract, such as early - repayment penalty clauses, to ensure you choose the most suitable option for yourself.
Special Disclaimer: This content is published by users and does not represent the views or position of PCauto.

Related Q&A

Q
What Segment Does Toyota Harrier Belong to?
The Toyota Harrier is classified as a D-segment luxury SUV in the Malaysian market, positioned between the RAV4 and the Lexus RX. Its main rivals include other Japanese contenders like the Honda CR-V and Mazda CX-5. Known for its sleek, coupe-inspired SUV design, premium interior materials, and a wide array of tech features, the Harrier is available in Malaysia with either a 2.0L naturally aspirated engine or a 2.5L hybrid powertrain, offering both front-wheel and all-wheel drive configurations. While it’s marketed in Japan as a “luxury RAV4,” the Harrier is positioned as a more upscale model in Southeast Asia. It boasts larger dimensions and a longer wheelbase than typical C-segment SUVs, delivering interior space that rivals mid-size offerings. For Malaysian buyers, the Harrier offers the appeal of an imported vehicle with a strong sense of refinement, yet at a more accessible price point than Lexus models. It also retains Toyota’s hallmark reliability and durability. Ideal for families seeking a blend of Japanese luxury and everyday practicality, the hybrid variant benefits from Malaysia’s Energy Efficient Vehicle (EEV) incentives, making it a more cost-effective option in the long run.
Q
What is the Reslae Value of Toyota Harrier?
The Toyota Harrier has shown excellent performance in terms of resale value in the Malaysian used-car market, mainly due to its brand reputation, reliability, and market demand. According to industry observations, Harriers that are 3 to 5 years old usually retain 60% to 70% of their original price. The specific performance depends on factors such as the vehicle's condition, mileage, configuration version, and maintenance records. As a luxury SUV, the Harrier remains popular in the used-car market thanks to its stylish design, comfortable interior, and hybrid options (such as the Hybrid version). In particular, the third-generation models launched after 2017 have enhanced handling and safety features by being built on the TNGA platform, further strengthening its advantage in terms of resale value. It's worth noting that the hybrid version may have even greater potential for maintaining its value in Malaysia, where fuel prices are relatively high, because of its better fuel economy. It is recommended that car owners have their vehicles regularly serviced at authorized service centers and keep complete maintenance records, which can significantly increase the resale value. Additionally, Malaysian consumers generally prefer locally assembled (CKD) models. So, there might be a slight difference in the residual value of the imported (CBU) Harriers, but the overall difference is not significant. When getting to know the market conditions, you can refer to the quotes of similar models on local used-car platforms like Carlist or Mudah. At the same time, pay attention to the pricing standards of Toyota's official certified used-car program (Toyota Sure). These channels can provide more accurate references for residual value assessment.
Q
What is the engine displacement of the Toyota Harrier?
The Toyota Harrier comes in different models with varying displacements. Commonly, there are models with a 2.0L displacement, and the corresponding engine displacements are 1987mL or 1998mL. For example, models like the 2023 Toyota Harrier 2.0 Luxury and the 2023 Toyota Harrier 2.0 Luxury SE all have a displacement of 1987mL; the displacements of the 2018 Toyota Harrier 2.0T Premium and the 2018 Toyota Harrier 2.0T Luxury are 1998mL. CC is the abbreviation for cubic centimeter, which is equivalent to milliliters (mL) in the automotive field. So, the engines of these 2.0L-displacement Toyota Harriers are 1987CC or 1998CC. Additionally, there are reports that the next-generation models may be the first to be equipped with a newly developed 1.5-liter (1500CC) engine, and it will offer both Hybrid gasoline - electric and PHEV plug-in hybrid options.
Q
What kind of engine does the Toyota Harrier have?
The Toyota Harrier offers a range of engine options to suit different driving needs. Some models are equipped with a 2.0-liter naturally aspirated (NA) inline-4 engine. For example, the 2023 version delivers 173 PS, 127.2 kW at 6600 rpm, and 203 Nm of torque at 4900 rpm. A turbocharged 2.0-liter engine was also previously available, producing up to 231 PS, with peak power at 5200 rpm and peak torque starting as low as 1650 rpm. Depending on the engine variant, the Harrier is paired with either a CVT or automatic transmission, and most models feature front-wheel drive. These engine configurations offer a balance between everyday comfort and responsive performance to meet the preferences of a wide range of drivers.
Q
What is the Gearbox Type of Toyota Harrier?
The Toyota Harrier offers two types of transmissions in the Malaysian market, depending on the powertrain. Petrol-powered models are typically equipped with a Direct Shift-CVT, which combines the smoothness of a traditional CVT with simulated gear shifts for more responsive acceleration. Notably, it uses a physical first gear for better low-speed performance, reducing the rubber-band effect often associated with conventional CVTs. Hybrid variants, on the other hand, feature an e-CVT, an electronically controlled continuously variable transmission optimized for hybrid systems. It uses a planetary gear set to deliver efficient power distribution and prioritize fuel economy. Both transmission types have been locally tuned to suit Malaysia’s hot and humid climate, ensuring durability and smooth operation. Toyota-authorized service centers provide professional maintenance support, and regular checks of transmission fluid are recommended to maintain optimal performance. For buyers, the choice depends on driving habits: the hybrid's e-CVT is ideal for daily urban commuting and fuel savings, while the petrol model’s Direct Shift-CVT offers a more dynamic driving experience.
Q
What is the PCD Size of Toyota Harrier?
The PCD (Pitch Circle Diameter) of the Toyota Harrier is typically 5x114.3mm. This means that the diameter of the circle formed by the five bolt holes on the wheel hub is 114.3mm. This specification is common in many Toyota models, including some Camry and RAV4 models. It is suitable for wheels with a center bore diameter of 60.1mm, and the bolt thread specification is generally M12x1.5. For Malaysian car owners, when choosing to modify wheels, in addition to the PCD, they also need to pay attention to whether the offset value (ET value) and center bore size of the wheels match those of the original vehicle to ensure driving safety and avoid vibration problems. The road conditions in Malaysia are variable. It is recommended to choose lightweight and high - strength wheel materials, such as aluminum alloy, which can not only improve handling but also adapt to the local climate. If you need to replace the wheels, you can give priority to products certified by JWL or VIA. This type of certification can ensure that the wheels meet international safety standards. At the same time, it is recommended to have them installed in a professional shop and perform dynamic balance adjustment to extend the tire life and ensure driving stability.
Q
Does Toyota Harrier Support Apple Carplay?
The Toyota Harrier does come with Apple CarPlay functionality in some models and model years, depending on the vehicle's configuration and release year. For instance, some versions of the Harrier launched in 2020 and later support this feature in the Malaysian market, allowing users to seamlessly connect their iPhones to the car's infotainment system and use apps like navigation and music. Malaysian consumers should check the specifications of the vehicle's infotainment system when making a purchase, as different versions may vary. The entry - level models might not have it as standard, but it can be added through a later upgrade. Moreover, the addition of Apple CarPlay has significantly enhanced the driving experience, especially for users who rely on their phone's ecosystem. Toyota has also been gradually rolling out this technology across multiple models in recent years, such as the Corolla Cross and RAV4, which shows the brand's emphasis on meeting the demand for smart connectivity. If you're thinking about buying a used or a new Harrier, it's advisable to directly inquire with local dealers about the specific configurations or take a test drive to experience the system's smooth operation, ensuring it meets your personal usage habits.
Q
What is the Tyre Brand of Toyota Harrier?
The factory-equipped tire brand on the Toyota Harrier in Malaysia varies by model year and trim level. Common OEM options include reputable international brands such as Bridgestone, Dunlop, and Yokohama which are all known for their durability and wet-weather performance, which are well-suited to Malaysia’s humid, rainy climate. For example, the 2023 Harrier’s higher trims are often fitted with Bridgestone Alenza tires, which prioritize quietness and ride comfort. Entry-level models may come with more budget-friendly options such as the Dunlop PT3. Harrier owners are advised to check tire pressure and tread depth regularly, especially ahead of the rainy season, to ensure optimal drainage and grip. When replacing tires, refer to the original specification (e.g., 235/55 R19). Alternatives such as the Michelin Primacy 4 or Continental UC6 are popular for their balanced performance in comfort and handling. However, mixing different tire brands on the same vehicle is not recommended, as it may affect driving dynamics. Malaysia’s hot and wet climate can accelerate rubber aging. As a general guideline, tires should be inspected and possibly replaced every five years or 60,000 km. For vehicles parked for extended periods, avoid uneven pressure that could lead to flat spots or sidewall deformation.
Q
Is Toyota Harrier a Good Car? Learn the Pros and Cons Here!
The Toyota Harrier is a popular SUV in the Malaysian market. Its advantages include a spacious and comfortable interior, excellent fuel economy, and the reliable quality that Toyota is known for. It's especially suitable for family use or long-distance driving. The 2.0L and 2.5L hybrid versions offer diverse power options to meet different driving needs. The hybrid versions are particularly fuel-efficient when driving in the city, making them a great fit for the common congested traffic conditions in Malaysia. In addition, the Harrier comes with comprehensive safety features. The Toyota Safety Sense system is standard, which includes functions like pre-collision warning and lane-keeping assist, enhancing driving safety. However, the Harrier has its drawbacks. Its price is relatively high, especially for the hybrid versions, and the maintenance costs are slightly higher than some of its competitors in the same class. Also, the space in the third-row seats is rather cramped, not very suitable for adults on long-term rides. For Malaysian consumers, if they have a sufficient budget and value brand reputation and fuel efficiency, the Harrier is a good choice. But if they are looking for better value for money or more spacious seven-seat accommodation, they can also consider other models in the same class. Overall, the Harrier offers a well-balanced performance in terms of quality, comfort, and technology, making it a worthy SUV to consider.
Q
What is the Width of Toyota Harrier?
The body width of the Toyota Harrier is 1,890 millimeters, making it one of the wider designs among SUVs in its class. This allows for generous lateral space inside the cabin, enhancing passenger comfort, especially for Malaysian families during long-distance travel. The Harrier's wide body also contributes to greater driving stability. Together with its streamlined shape, it reduces wind resistance and improves fuel efficiency. The broader body also enables a more flexible interior layout. For example, the rear seats can be reclined, and the trunk offers a generous 487 liters of space, which expands to 1,278 liters when the seats are folded down. This makes it ideal for weekend getaways or shopping trips, both popular activities among Malaysian drivers. Although the Harrier’s width slightly exceeds 1.8 meters, it still fits comfortably into standard Malaysian parking spaces, which are typically around 2.5 meters wide. Daily use remains convenient. The vehicle’s dimensions strike a strong balance between spacious practicality and agile handling. Built on the TNGA-K platform, the Harrier features enhanced chassis rigidity. This solid foundation ensures the wide body maintains precise steering control even through curves, making it well suited to Malaysia’s diverse road conditions, from mountainous terrain to city streets.

Pros

High reliability, ensuring long-term trouble-free driving.
Luxury-related design, presenting an elegant appearance.
Spacious interior, offering comfortable riding experience.

Cons

Higher price in Malaysia, less affordable for some.
Infotainment system in lower trims lacks technological flair.

Latest Q&A

Q
What Are the Common Issues with the Toyota Harrier?
As a popular SUV, the Toyota Harrier has quite a few owners in the Malaysian market. However, there are also some common issues that need attention. For example, some owners have reported that after long-term use, there may be abnormal noises from the sunroof or occasional malfunctions in the electronic system. Such problems can usually be solved through regular maintenance and software upgrades. In addition, the battery pack of the hybrid version may have a slightly reduced range in extremely hot climates. It is recommended that owners pay attention to shading measures when parking. It's worth mentioning that the suspension of the Harrier is tuned for comfort, which is suitable for the road conditions in Malaysia. But the roll will be more obvious during aggressive driving. It is recommended to take a test drive at an authorized dealer before purchasing to personally experience the driving feeling. At the same time, Toyota's after - sales network in Malaysia is well-established, and the parts supply is relatively sufficient, which is an advantage for long-term vehicle use. For consumers considering a used Harrier, it is recommended to focus on checking the operating conditions of the transmission and the maintenance records of the hybrid system. The repair costs of these key components are relatively high. Overall, the Harrier is an SUV suitable for family use and can maintain a good condition as long as regular maintenance is carried out.
Q
What’s the Boot Capacity of the Toyota Harrier?
As a premium SUV popular among Malaysian buyers, the Toyota Harrier offers impressively practical boot space. Depending on the variant, the standard cargo capacity is around 426 liters. This may vary slightly for hybrid models due to the placement of the battery. This volume is more than sufficient for multiple suitcases or everyday shopping. When the rear seats are folded down in a 60:40 split, the boot expands to approximately 1,021 liters, making it ideal for carrying bulky items like baby strollers or sports gear. Notably, the Harrier features a flat loading floor and a low tailgate lip, which makes loading and unloading heavy items much easier. Higher trims also offer added convenience with features such as a power tailgate and hands-free access, enhancing usability for families or busy urban drivers. For Malaysian drivers who prioritize practicality, such thoughtful design touches make the Harrier well suited to both daily commutes and weekend road trips. Beyond just the numbers, it's also worth checking the boot’s usability features such as tie-down hooks, anchor points, and hidden compartments, which can make a big difference in everyday convenience.
Q
What Are the Dimensions of Toyota Harrier? Get to Know Here!
As a luxury SUV beloved by consumers in Malaysia, the Toyota Harrier has a body size of 4,740 mm in length, 1,855 mm in width, and 1,660 mm in height, with a wheelbase of 2,690 mm. This size design not only provides ample seating space but also ensures good driving visibility and flexibility for urban commuting. The body proportion of the Harrier combines elegance and practicality. The trunk volume is approximately 426 liters, making it suitable for family outings or long-distance trips. In the Malaysian market, the size advantage of the Harrier allows it to easily handle narrow city roads and high-speed cruising. Meanwhile, its streamlined exterior design reduces wind resistance and improves fuel economy. It's worth mentioning that the Harrier is built on the Toyota TNGA-K platform, which is known for its high rigidity and low center of gravity, further optimizing the vehicle's handling stability and safety. For Malaysian users, the size and space performance of the Harrier are well-suited to the local diverse vehicle-using needs, whether it's for daily commuting or weekend outings. Moreover, Toyota has a well-established after-sales service network and sufficient spare parts supply in Malaysia, providing reliable support for car owners.
Q
What is the Insurance Costs of Toyota Harrier? See How Much Should You Pay!
In Malaysia, the insurance costs for the Toyota Harrier vary depending on the vehicle's model year, engine capacity, type of insurance coverage, and the owner's personal circumstances (such as age and driving record). Generally, the annual premium for comprehensive insurance ranges from approximately RM2,500 to RM4,500. The specific amount is determined by the vehicle's market value (Agreed Value or Market Value) as assessed by the insurance company and additional clauses (such as the No Claim Discount-NCD). For example, the newer Harrier Hybrid models may have slightly higher premiums than the regular petrol versions due to their higher vehicle prices and more expensive repair costs. It is recommended that car owners obtain real-time quotes through the official websites of insurance companies or price-comparison platforms (such as CompareHero or PolicyStreet), and also pay attention to the promotional activities of different insurance companies. Additionally, auto insurance in Malaysia is divided into comprehensive insurance, third-party insurance, etc. Comprehensive insurance offers broader coverage but comes with a higher cost, while third-party insurance only compensates for the losses of the other party, which is suitable for car owners on a tight budget. When purchasing insurance, car owners should also take note of the excess and additional coverage options (such as natural disaster insurance), as these factors can affect the final premium.
Q
What Is the Weight of the Toyota Harrier? Check Here to Know!
The curb weight of the Toyota Harrier varies depending on the model and configuration. For example, the latest gasoline-powered models weigh approximately between 1,670 kg and 1,750 kg, while the hybrid versions are slightly heavier due to the additional battery pack and electric motor, weighing around 1,750 kg to 1,850 kg. For precise figures, it’s best to consult the official Toyota Malaysia website or contact a local dealership. Knowing the vehicle’s weight is important as it affects fuel efficiency, handling performance, and road tax calculation. In Malaysia, road tax is based on both engine displacement and vehicle weight, so choosing a model that fits your needs is essential. As a mid-size SUV, the Toyota Harrier is well-received in the Malaysian market. It combines a stylish design, spacious interior, advanced safety features, and a smooth driving experience, making it ideal for family use and long-distance travel. If you’re considering an SUV, the Harrier is definitely a model worth exploring.
View More