Q

how to check car loan balance of public bank without an account

Need to check your Public Bank car loan balance but don’t have an account with them? No worries. Just give their customer service hotline a ring at 03 - 2176 8000 – have your loan agreement number or IC ready, and the friendly folks there will help you out. Alternatively, swing by any nearby Public Bank branch with your loan contract and original ID to sort it out in person. If you’ve ever signed up for Public Bank’s PB engage online service (you don’t even need a savings account for this!), just log in and you can view all your loan details straight away. Quick tip: most major banks in Malaysia, like Maybank and CIMB, offer similar inquiry services – they’ll usually ask for your loan number or IC to verify your identity, standard stuff. It’s smart to keep tabs on your loan balance regularly to stay on top of your repayments. Missing a payment could damage your CCRIS credit score, and you don’t want that. If you haven’t already, think about setting up the bank’s electronic services. It’s a game - changer – not only can you check your balance anytime, but you can also access payment history, download settlement letters, and handle all your loan administration hassle - free. And hey, when your loan’s almost paid off, don’t forget to ask the bank for the Letter of Release (to lift the mortgage) and the car’s Grant. You’ll need those to wrap up all the final paperwork and truly own your ride free and clear.
Special Disclaimer: This content is published by users and does not represent the views or position of PCauto.
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Latest Q&A

Q
What does 100 hp mean?
In "100 hp," "hp" is the abbreviation of the English word "horsepower," which is an important unit for measuring the output power of a car engine. 100 hp means the engine's power is approximately 74.6 kilowatts (calculated based on the conversion that 1 kilowatt ≈ 0.746 hp). This power level typically corresponds to the power range of midsize cars, characterized by moderate power that balances daily driving comfort and certain performance needs. For example, it provides smooth acceleration during urban commuting and ordinary road driving, with no significant difficulty in handling mild uphill climbs. The horsepower value directly reflects the vehicle's power performance; the higher the value, the stronger the engine power and the better the acceleration capability. However, the actual driving experience also depends on factors such as torque and vehicle weight. For instance, with the same horsepower, a lighter vehicle may exhibit more agile acceleration. Understanding the meaning of horsepower helps consumers more rationally evaluate a vehicle's power level when purchasing a car, enabling them to choose a model that meets their needs.
SunshineDaySunshineDayJan 13, 2026
Q
What is horsepower and torque?
Horsepower and torque are core performance indicators of an engine. Torque refers to the twisting moment output by the engine from the crankshaft, measured in Newton-meters (N·m). Similar to muscle explosive power, it determines a vehicle's starting acceleration, climbing ability, and load-carrying capacity. Peak torque is easily achieved at low speeds, making it suitable for off-road recovery or heavy-load scenarios. Horsepower is a unit of power that measures the efficiency of work done per unit time, commonly expressed in horsepower (PS) or kilowatts (kW), with 1PS ≈ 0.7457kW. It reflects the engine's ability to continuously output energy and affects a vehicle's top speed and re-acceleration performance in the high-speed range. Peak horsepower is more easily reached at high speeds. The two are related by the formula: Horsepower = Torque × Rotational Speed ÷ Constant. When the rotational speed is fixed, higher torque means higher horsepower; when torque is fixed, higher rotational speed results in greater horsepower. In daily car selection, if you prioritize rapid starts or climbing needs, you can focus on torque first. If you pursue high-speed driving or sustained acceleration, horsepower is more critical. Family cars usually balance the two to account for both performance and fuel consumption. Off-road vehicles emphasize high torque, while sports cars focus on high horsepower.
HunterQuestHunterQuestJan 13, 2026
Q
How many cc is a 9 hp engine?
The displacement of a 9 hp engine is not a fixed value; it varies among different brands and models due to differences in technical design and tuning. For example, a certain 9.9 hp portable outboard motor from Yamaha has a displacement of 212 cc, while a certain 9 HP outboard engine from Zongshen has a displacement of 224 cc. This is because although there is a correlation between an engine's horsepower output and its displacement, the relationship is not strictly linear. It is also influenced by various factors such as stroke type, number of cylinders, fuel system, and bore-stroke ratio. Typically, the displacement of an engine around 9 hp ranges roughly from 200 cc to 250 cc, and the specific value should be based on the official specifications of the corresponding engine.
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How fast does a 300 hp Sea Doo go?
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Q
Is it PS or BHP?
PS (Pferdestärke, German for horsepower) and BHP (Brake Horsepower) are both units for measuring engine power, with a slight difference in their values—1 PS equals approximately 0.9863 BHP, or 1 BHP is around 1.0139 PS. In Malaysia, most car manufacturers use PS in their official specifications and marketing materials; for example, popular models like the Proton X50 (177 PS for its 1.5T engine) and Perodua Ativa (105 PS for its 1.0T engine) list their power outputs in PS, as do imported brands such as Toyota, Honda, and Mazda in their local brochures. BHP, an imperial unit, is still occasionally referenced in car enthusiast circles or online discussions, especially when comparing with older vehicles or models from markets like the UK where BHP is more commonly used. Both units indicate the engine’s power at the crankshaft (before accounting for accessory losses), but PS is the more standard term you will encounter in local showrooms, official documents, and manufacturer communications, making it the go-to unit for most car buyers and owners in the country. Understanding both units helps when interpreting power figures from different sources, whether they are from official specifications or enthusiast conversations.
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