Q

how to check car loan balance of public bank without an account

Need to check your Public Bank car loan balance but don’t have an account with them? No worries. Just give their customer service hotline a ring at 03 - 2176 8000 – have your loan agreement number or IC ready, and the friendly folks there will help you out. Alternatively, swing by any nearby Public Bank branch with your loan contract and original ID to sort it out in person. If you’ve ever signed up for Public Bank’s PB engage online service (you don’t even need a savings account for this!), just log in and you can view all your loan details straight away. Quick tip: most major banks in Malaysia, like Maybank and CIMB, offer similar inquiry services – they’ll usually ask for your loan number or IC to verify your identity, standard stuff. It’s smart to keep tabs on your loan balance regularly to stay on top of your repayments. Missing a payment could damage your CCRIS credit score, and you don’t want that. If you haven’t already, think about setting up the bank’s electronic services. It’s a game - changer – not only can you check your balance anytime, but you can also access payment history, download settlement letters, and handle all your loan administration hassle - free. And hey, when your loan’s almost paid off, don’t forget to ask the bank for the Letter of Release (to lift the mortgage) and the car’s Grant. You’ll need those to wrap up all the final paperwork and truly own your ride free and clear.
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Latest Q&A

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What restraint is a seatbelt?
A seatbelt is a passive restraint system that primarily serves to secure the body of passengers in the event of a collision or sudden braking, preventing secondary impacts or flying out of the vehicle due to inertia. It is the most fundamental and critical component of vehicle safety configuration. Modern seat belts typically adopt a three-point design, which uses a combination of pre tensioners and force limiters to quickly tighten and moderately release the webbing at the moment of collision, reducing chest pressure and effectively dispersing impact force. Many new cars are also equipped with a reminder function for not being connected, which increases usage through sound or dashboard warnings. It is worth noting that when worn correctly, the waist belt should cross the hip bone rather than the abdomen, the shoulder strap should be slanted against the chest to avoid the neck, and children must use it with a safety seat. At present, some high-end models have integrated seat belt airbags or motor active adjustment functions to further reduce collision injuries. Despite the continuous upgrading of safety technology, seat belts are still the most direct and effective device for reducing casualties in accidents. It is essential to develop the habit of wearing them throughout daily driving.
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When to put on a seat belt?
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Why do cars have seatbelt alarms?
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Do seat belt reminder systems usually use an audible warning signal?
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