Q

how to check car loan balance of public bank without an account

Need to check your Public Bank car loan balance but don’t have an account with them? No worries. Just give their customer service hotline a ring at 03 - 2176 8000 – have your loan agreement number or IC ready, and the friendly folks there will help you out. Alternatively, swing by any nearby Public Bank branch with your loan contract and original ID to sort it out in person. If you’ve ever signed up for Public Bank’s PB engage online service (you don’t even need a savings account for this!), just log in and you can view all your loan details straight away. Quick tip: most major banks in Malaysia, like Maybank and CIMB, offer similar inquiry services – they’ll usually ask for your loan number or IC to verify your identity, standard stuff. It’s smart to keep tabs on your loan balance regularly to stay on top of your repayments. Missing a payment could damage your CCRIS credit score, and you don’t want that. If you haven’t already, think about setting up the bank’s electronic services. It’s a game - changer – not only can you check your balance anytime, but you can also access payment history, download settlement letters, and handle all your loan administration hassle - free. And hey, when your loan’s almost paid off, don’t forget to ask the bank for the Letter of Release (to lift the mortgage) and the car’s Grant. You’ll need those to wrap up all the final paperwork and truly own your ride free and clear.
Special Disclaimer: This content is published by users and does not represent the views or position of PCauto.
Popular Models

  • Popular Cars

  • Model Year

  • Car Compare

  • Car Photo

Proton X50
Jaecoo J7
Honda Civic
Proton S70
Honda City
Toyota Yaris
Proton Saga
BYD Seal
Perodua Ativa
Proton X70
Toyota Veloz
Toyota Vios
MG Cyberster
BYD ATTO 3
Chery Omoda 5
Honda City Hatchback
Mazda 3 Hatchback
Perodua Aruz
Tesla Model 3
Perodua Bezza
Tesla Model Y
Ford Ranger
Proton X90
Suzuki Jimny
Mitsubishi Xpander

Latest Q&A

Q
How many cc is equal to 1 hp?
In automotive engineering, there's no direct conversion formula between horsepower (hp) and engine displacement (cc). That's because an engine's power output depends not just on size, but on factors like technical design, fuel delivery, turbocharging, and more. As a rough guideline, naturally aspirated engines typically produce about 1 hp for every 15-20cc of displacement. So a 1500cc engine might deliver around 75-100hp—though real-world numbers vary based on manufacturer tuning. Turbocharging or hybrid tech can dramatically boost efficiency, letting smaller engines punch above their weight. For example, a 1.5L turbocharged mill could easily top 150hp. Remember, horsepower is just one piece of the puzzle. Torque, fuel efficiency, and driving feel matter just as much. And since engine tech varies wildly between brands, always check official specs for the specific model you're eyeing. Better yet, take it for a test drive to see if the power delivery matches your expectations.
MerrySnowflakeMerrySnowflakeDec 18, 2025
Q
What's better, 4 cylinder or V6?
Choosing a 4-cylinder or V6 engine mainly depends on your driving needs and preferences. 4-cylinder engines are usually lighter and have better fuel economy, suitable for daily commuting and city driving. Especially with the popularity of small displacement turbocharging technology, 4-cylinder engines can also meet the needs of most people in terms of power performance. V6 engines provide smoother power output and stronger acceleration performance, suitable for car owners who pursue driving pleasure or often need high-speed cruising. However, V6 engines usually have higher fuel consumption and maintenance costs. In addition, the rise of hybrid and pure electric technologies in recent years has made engine selection more diversified. For example, some hybrid models use electric motor assistance to compensate for the power shortage of 4-cylinder engines at low speeds, while maintaining fuel economy advantages. If you are more concerned about practicality and fuel efficiency, a 4-cylinder engine is a good choice. If you pursue a more advanced driving experience and have sufficient budget, a V6 engine will be more suitable. It is recommended to make a decision based on actual test drive experience and long-term usage costs.
HappyHareHappyHareDec 18, 2025
Q
What is a 1.3 litre engine?
A 1.3-liter engine refers to a displacement of 1.3 liters, meaning the total volume swept by all pistons moving from top to bottom dead center is 1300cc. Engines in this category are generally considered small-displacement, making them ideal for daily commuting or city driving. The key advantages? Solid fuel efficiency, lower maintenance costs, and enough power for everyday needs—especially in stop-and-go traffic. You’ll often find 1.3L engines in compact sedans or small SUVs, usually in naturally aspirated or turbocharged forms. The turbo versions deliver better low-end torque, which spices up the driving experience. Thanks to modern tech, many 1.3L engines now come with direct injection, variable valve timing, and other upgrades to boost performance and efficiency. If you want more punch, go turbo. If fuel economy is the priority, stick with the naturally aspirated option. Plus, smaller engines tend to be cleaner, helping meet tighter emissions standards.
PrettyButterflyPrettyButterflyDec 18, 2025
Q
How do I know engine capacity?
Want to know your engine's displacement? The easiest way is to check the vehicle's ID plate or owner's manual – it's usually listed as "displacement" or "cc" (cubic centimeters). Some models show it in liters, like 1.5L or 2000cc. You'll also find this info on the registration documents. If you're into DIY, there's a formula: Displacement = π × (cylinder radius)² × stroke length × number of cylinders. But let's be honest – measuring engine internals isn't exactly practical for most car owners. Here's the deal: Bigger engines generally pack more power but drink more fuel, while smaller turbocharged units strike a balance between efficiency and performance. Just remember, modern tech like variable valve timing and direct injection means two engines with the same displacement can behave totally differently. That's why you should never judge an engine by its displacement alone – check the power figures, torque, and most importantly, take it for a test drive.
FunkyMonkeyFunkyMonkeyDec 18, 2025
Q
What is a good engine capacity for a car?
The ideal engine displacement for your car really depends on your daily needs and driving habits. If you mostly drive in the city, a smaller engine—say, 1.5L to 1.8L—is more than enough. These engines are fuel-efficient, cheaper to maintain, and great for stop-and-go traffic. You’ll find this setup in a lot of Japanese cars or locally assembled models. Now, if you frequently hit the highway or want more power, a mid-range engine (2.0L to 2.5L) makes more sense. It delivers better acceleration and stability at higher speeds, which is ideal for family cars or occasional long trips. For those who crave performance or often carry heavy loads, a bigger engine—3.0L and above—will give you that extra punch. But keep in mind, fuel consumption and road tax costs jump noticeably. Here’s the thing, though: turbocharging has changed the game. Smaller turbo engines—like a 1.4T or 1.5T—can deliver power close to larger engines while staying relatively efficient. And if you’re open to alternatives, hybrid systems use electric motors to take some load off the engine, reducing the need for big displacements. My advice? Think about your budget and how you actually use the car. Also, factor in annual road tax and insurance—those costs can vary a lot depending on engine size.
GentleRainGentleRainDec 18, 2025
View More
Latest News