Q

how to check car loan balance of public bank without an account

Need to check your Public Bank car loan balance but don’t have an account with them? No worries. Just give their customer service hotline a ring at 03 - 2176 8000 – have your loan agreement number or IC ready, and the friendly folks there will help you out. Alternatively, swing by any nearby Public Bank branch with your loan contract and original ID to sort it out in person. If you’ve ever signed up for Public Bank’s PB engage online service (you don’t even need a savings account for this!), just log in and you can view all your loan details straight away. Quick tip: most major banks in Malaysia, like Maybank and CIMB, offer similar inquiry services – they’ll usually ask for your loan number or IC to verify your identity, standard stuff. It’s smart to keep tabs on your loan balance regularly to stay on top of your repayments. Missing a payment could damage your CCRIS credit score, and you don’t want that. If you haven’t already, think about setting up the bank’s electronic services. It’s a game - changer – not only can you check your balance anytime, but you can also access payment history, download settlement letters, and handle all your loan administration hassle - free. And hey, when your loan’s almost paid off, don’t forget to ask the bank for the Letter of Release (to lift the mortgage) and the car’s Grant. You’ll need those to wrap up all the final paperwork and truly own your ride free and clear.
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Latest Q&A

Q
What is the 2018 Kia Rio's safety rating?
The 2018 Kia Rio delivers solid safety performance, earning a four-star Euro NCAP rating. It scored 84% for adult occupant protection and 85% for child occupant protection, though its pedestrian protection (52%) and safety assist systems (25%) were less impressive. Standard safety features include six airbags, Electronic Stability Control (ESC), and anti-lock brakes (ABS), while higher trims may add a rearview camera and tire pressure monitoring. For safety-conscious buyers, the Rio provides dependable overall protection despite some average scores. Keep in mind that safety ratings are just one factor—real-world safety also depends on driving habits and road conditions. We recommend a test drive to evaluate the car’s features firsthand, along with regular maintenance to keep safety systems in top shape.
DancerMoveGracefulDancerMoveGracefulDec 5, 2025
Q
What type of transmission does the 2018 Kia Rio use?
The 2018 Kia Rio offered two transmission options depending on trim. The base model came with a 6-speed manual gearbox—perfect for drivers who prefer more control. Higher trims got a 6-speed automatic that delivered smooth shifts and decent fuel efficiency. Both used conventional torque converter designs, so you’re looking at proven, reliable tech here. Worth noting: Some markets had a dual-clutch variant, but locally, the 6AT was the mainstream choice. Since transmissions are critical, stick to the recommended fluid changes—and if you’re driving the manual, keep an eye on clutch wear. These days, more compact cars are switching to CVTs or gearboxes with more speeds, but Rio’s 6AT still holds up for city driving with its lower maintenance costs and durability.
ForestTrailAdventureForestTrailAdventureDec 5, 2025
Q
How much does a 2018 Kia Rio cost?
The 2018 Kia Rio typically falls between RM40,000 to RM60,000 in the used car market, depending on factors like condition, mileage, trim level, and location. Entry-level models sit at the lower end, while higher-spec EX variants or those with optional packages often command top prices. Popular for its fuel efficiency and practicality, the Rio packs either a 1.4L or 1.6L naturally aspirated engine paired with a 6-speed automatic—ideal for city driving. It also boasts competitive safety features for its class, including six airbags and stability control as standard. If you’re considering a used Rio, prioritize checking service records and accident history. Watch out for post-five-year maintenance costs, like shock absorber replacements or transmission fluid changes. Some early models might still have leftover coverage under Kia’s 5-year/unlimited-mileage factory warranty—confirm terms with authorized dealers for extra peace of mind. While other Japanese or local B-segment sedans compete in this price range, the Rio stands out with its well-equipped interiors and sharper design.
CheeryLaughterCheeryLaughterDec 5, 2025
Q
Is a 2018 Kia Rio a good car?
The 2018 Kia Rio is a solid budget-friendly compact car that's perfect for city commutes and daily driving. It comes with either a 1.4L or 1.6L naturally aspirated engine—nothing thrilling, but it gets the job done smoothly and sips fuel, which eco-conscious drivers will appreciate. Inside, the cabin keeps it simple and functional. You’ll find mostly hard plastics, but the build quality feels sturdy. Safety-wise, it’s decently equipped with six airbags and stability control as standard. Rear legroom is adequate for its class, though taller passengers might wish for a bit more headroom. On the used market, the Rio holds its value about average for the segment. Maintenance won’t break the bank, and parts are easy to come by. One standout feature is its light steering, making it a breeze to maneuver in tight city traffic. That said, road noise becomes noticeable at highway speeds. Overall, it’s a no-nonsense choice—especially if you want a reliable, well-equipped hatchback without paying a premium for a Japanese badge. You actually get more standard features here than in some rivals, and the lower brand hype means better bang for your buck.
NatureBeautyNatureBeautyDec 5, 2025
Q
What engine does the 2018 Kia Rio have?
The 2018 Kia Rio offered two gasoline engine options across different markets: a 1.4L and a 1.6L naturally aspirated four-cylinder. The 1.4L delivers around 100 horsepower with 132 Nm of torque, while the 1.6L pushes output to 130 hp and 161 Nm. Both pair with either a 6-speed manual or 6-speed automatic, prioritizing fuel efficiency and smooth driving dynamics. Built on Hyundai-Kia’s proven Gamma engine family, these mills feature dual CVVT (continuous variable valve timing) for balanced performance and economy—ideal for city commuting. Against rivals like the Honda Jazz or Toyota Yaris with similar displacements, the Rio’s tuning leans toward low-end torque, better suited for stop-and-go traffic. Pro tip: Stick to the factory-recommended 10,000-km or 6-month service intervals. Genuine oil helps preserve these engines long-term.
LivelySpiritEnergizeLivelySpiritEnergizeDec 5, 2025
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