Q

How to Caculate BYD Dolphin Loan? Grasp the Idea Here

When calculating the loan for the BYD Dolphin, you need to consider multiple factors. First, clarify the vehicle price. The prices vary among different versions. For example, the Dynamic Standard version costs RM 100,000, and the Premium Extended version is RM 124,900. Then, determine the down - payment ratio. Usually, it's 30%, but you can adjust it according to your financial situation. Increasing the down - payment can reduce the loan principal and interest. Next is the loan term. The longer the term, the more the interest. You should choose it based on your comprehensive repayment ability. When calculating, the total loan amount = vehicle price - down - payment amount. The interest calculation is relatively complex as different financial institutions have different interest rates. You can use the formula "Interest = Total loan amount × Annual interest rate × Loan term" for estimation. For instance, if the vehicle price is RM 100,000 and the down - payment is 30% (i.e., RM 30,000), the total loan amount is RM 70,000. If the annual interest rate is 5% and the loan term is 3 years, the interest = 70000×0.05×3 = RM 10,500. In addition, when buying a car with a loan, there are also costs such as license plate fees, compulsory traffic insurance, and commercial insurance. You need to include all these in the total cost to comprehensively assess your car - buying budget and repayment plan.
Special Disclaimer: This content is published by users and does not represent the views or position of PCauto.

Related Q&A

Q
What Segment is BYD Dolphin?
The BYD Dolphin belongs to the B-Segment category. This segment usually covers small cars. The Dolphin measures 4,290mm in length, 1,770mm in width, and 1,570mm in height, with a wheelbase of 2,700mm. Its overall dimensions meet the characteristics of the B-Segment. Small cars like this have obvious advantages in city commuting. Their compact and flexible bodies make it easy to maneuver through narrow streets and park in crowded parking spaces. Moreover, a smaller body also means relatively lower energy consumption. As a pure electric vehicle, the Dolphin offers a great option for consumers in the B-Segment, thanks to its stylish exterior, comfortable interior, and rich configurations. It's suitable for those who pursue practical and convenient transportation. Whether it's for daily work, shopping, or picking up kids, the Dolphin can handle it with ease.
Q
What is the Reslae Value of BYD Dolphin?
As a pure electric vehicle, the second-hand resale value of the BYD Dolphin in the Malaysian market will be influenced by factors such as brand recognition, battery life, local policy support, and the popularity of electric vehicles. Currently, electric vehicles in Malaysia are still in the development stage, and the acceptance of them in the second-hand market may be slightly lower than that of traditional fuel-powered vehicles. However, with BYD's global brand influence and mature battery technology, the Dolphin is expected to have better resale performance than some niche electric vehicles. It is recommended that owners regularly maintain the battery system and keep complete maintenance records, which can significantly increase the resale value. The Malaysian government has gradually introduced incentives such as tax exemptions for electric vehicles in recent years, which will help boost the demand for electric vehicles in the second-hand market in the long run. Among vehicles in the same class, electric vehicles usually have lower maintenance costs than fuel-powered vehicles, which is also a factor that potential buyers will consider. If you plan to change your car in the next few years, you can choose BYD's official buy-back program (if available), which often better protects the residual value than private transactions.
Q
What is the PCD Size of BYD Dolphin?
The PCD (Pitch Circle Diameter) size of the BYD Dolphin is 5x114.3 millimeters. This is one of the common wheel hub specifications in the Malaysian market and is suitable for most mainstream wheel hub designs. PCD is an important parameter for wheel hub installation as it determines whether the wheel hub can perfectly match the vehicle's axle head. Selecting the correct PCD size can ensure driving safety and stability. For Malaysian car owners, if they need to replace or upgrade the wheel hubs, besides the PCD, they also need to pay attention to data such as the center bore (CB) and offset (ET). It is recommended to refer to the original factory manual or consult a professional technician. As an electric vehicle, the wheel hub design of the BYD Dolphin also takes into account lightweight and low wind resistance, which helps to improve the vehicle's range. If the car owner plans to replace the wheel hubs, they can choose certified and compliant products and ensure that dynamic balance testing is carried out after installation to maintain the vehicle's optimal performance.
Q
Does BYD Dolphin Have Apple Carplay?
Yes, the version of BYD Dolphin launched in the Malaysian market indeed supports the Apple CarPlay feature. This allows iPhone users to more conveniently connect to the in - car system and enjoy smart services such as navigation, music, and calls. As an electric vehicle targeting the young market, BYD Dolphin is not only equipped with the advanced DiLink intelligent connectivity system but also compatible with Apple CarPlay and Android Auto, meeting the needs of different mobile phone users. In Malaysia, many consumers attach great importance to in - car connectivity features, and this configuration of the Dolphin undoubtedly enhances its competitiveness. Moreover, BYD Dolphin also has good range performance and a rich set of safety features, such as a 360 - degree panoramic camera and multiple driving assistance functions, making it very suitable for urban commuting. If you're considering an electric vehicle with high cost - performance and a strong sense of technology, BYD Dolphin is worth being on your shortlist. In particular, its support for Apple CarPlay will make daily driving more convenient and intelligent.
Q
What is the Tyre Brand of BYD Dolphin?
The original - equipped tire brands of the BYD Dolphin in the Malaysian market may vary depending on the vehicle model version or year. Common configurations include Chinese brands such as Atlas (under the Linglong Tire brand) or the Comfort series. These tires are characterized by economic practicality and low rolling resistance, which meet the energy - saving requirements of electric vehicles. For Malaysian users, the local hot and rainy climate places high demands on the tire's water drainage and high - temperature resistance. It is recommended to regularly check the tire pressure and tread depth to ensure safety. When it comes to tire replacement, international brands like Michelin Pilot Sport 4 or Bridgestone Turanza T005 can be considered. They offer both wet - grip performance and comfort, but it's necessary to pay attention to matching the original factory specifications (e.g., 195/60 R16). Due to the large instantaneous torque of electric vehicles, when selecting tires, you can give priority to the Treadwear index and Traction grade. These parameters are usually marked on the sidewall of the tire, which can assist car owners in making more appropriate choices.
Q
Is BYD Dolphin a Good Car? Learn the Pros and Cons Here
As a pure electric vehicle, the BYD Dolphin has good competitiveness in the Malaysian market. Its advantages include an efficient electric drive system, which provides a smooth driving experience and low daily usage costs. It's especially suitable for urban commuting. Meanwhile, its interior design is modern and it's equipped with a wealth of technological features, such as a large - sized central control screen and intelligent connectivity functions, which enhance the convenience of using the vehicle. In addition, the BYD Dolphin's range performance is average among similar models, which can meet the daily needs of most users. However, its drawback is that the charging infrastructure in Malaysia is not fully popularized yet, which may affect the convenience of long - distance travel. Also, compared with traditional fuel - powered vehicles, the resale value of electric vehicles still needs further observation. For Malaysian consumers, if their daily usage is mainly for short - distance trips and they can utilize home or public charging facilities, the BYD Dolphin is an eco - friendly option worth considering. But before purchasing, it's recommended to thoroughly understand the local charging network and after - sales service support to ensure a trouble - free car - using experience.
Q
What is the Width of BYD Dolphin?
The body width of the BYD Dolphin is 1,770 millimeters. This dimension is above average among compact electric vehicles, offering a relatively comfortable seating space, which is especially suitable for the driving needs on Malaysian city roads. As an electric vehicle targeting the young market, the BYD Dolphin not only has a trendy exterior design but also comes with a number of intelligent technology features, such as the DiLink intelligent connectivity system and L2-level driving assistance functions. All these can bring a more convenient driving experience to Malaysian users. Moreover, the 1,770-millimeter body width ensures the vehicle's flexibility on narrow streets or in crowded parking lots while taking into account the practicality of the interior space. The BYD Dolphin uses blade battery technology, which is highly safe, and its range performance can meet the daily commuting needs. It's a cost - effective choice for Malaysian consumers. If you're interested in electric vehicles, you can also check out other models in the same class, like the Tesla Model 3 or the Nissan Leaf. They each have their own advantages in different aspects, but the BYD Dolphin is more competitive in terms of price and configuration.
Q
What is the Road Tax Price of BYD Dolphin? How to Calculate?
In Malaysia, as a pure electric vehicle, the road tax price of the BYD Dolphin is calculated based on the motor power (kW). You can refer to the electric vehicle road tax standards announced by JPJ for the specific fees: the annual fee for a motor with a power of no more than 60kW is RM60, for 60kW to 100kW it's RM190, for 100kW to 150kW it's RM280, and for those above 150kW, an additional RM3.50 is charged for each kW. Take the standard version of the BYD Dolphin (with a 70kW motor) as an example. The annual road tax is about RM190, while the high - performance version (150kW) needs to pay about RM280. It should be noted that electric vehicles currently enjoy government preferential policies on road tax, which is lower compared to fuel - powered vehicles, and there's no need to consider the engine displacement factor. In addition, car owners can inquire about the specific amount online through the JPJ official website or the MyEG platform. They just need to enter the vehicle model and motor power, and the fees will be automatically generated. While getting to know the road tax calculation, it is recommended that car owners also pay attention to relevant preferential policies for electric vehicles, such as import tax exemptions and subsidies for charging facilities. These can further reduce the cost of vehicle use. As a representative of new energy vehicles, the BYD Dolphin's low road tax and environmental - friendly features are gradually becoming a popular choice among Malaysian consumers.
Q
What is the Second Hand Price of BYD Dolphin? Check Used Price Here
Currently, the price of BYD Dolphin in the Malaysian second - hand market is approximately between 80,000 and 120,000 Malaysian ringgit. The specific price depends on factors such as the vehicle age, mileage, condition, and configuration version. Vehicles from the 2022 or 2023 models with lower mileage usually come with a higher price tag. As a pure electric vehicle, the Dolphin is gradually gaining attention in the Malaysian second - hand car market thanks to its e - Platform 3.0 technology, a maximum range of 490 kilometers (NEDC standard), and the safety of its blade battery. It is particularly suitable for urban commuting needs. When making a purchase, it is recommended to conduct transactions through BYD's officially certified second - hand car channels or reliable platforms to ensure that the battery health inspection report is complete. Meanwhile, pay attention to the remaining warranty period (usually, the first - owner enjoys a 6 - year/150,000 - kilometer vehicle warranty and an 8 - year/150,000 - kilometer battery warranty, and the rights and interests of second - hand car owners may vary). In addition, the Malaysian government's policy of exempting electric vehicles from import duties and consumption taxes has made the second - hand prices of electric vehicles relatively stable. However, it is advisable to compare the prices of new cars in the same price range (for example, the new standard version of the Dolphin starts at around 100,000 Malaysian ringgit) and the coverage of charging facilities before making a decision.
Q
What is the Tyre Pressure of BYD Dolphin?
The recommended standard tire pressure for the BYD Dolphin is between 2.3 and 2.5 bar (about 33 to 36 psi). The specific value may vary slightly due to vehicle model configurations or tire specifications. It is recommended that car owners refer to the vehicle user manual or the tire pressure label on the door frame for accurate information. In Malaysia's hot climate, the tire pressure will increase slightly as the temperature rises. Therefore, it's most accurate to measure the tire pressure when the tires are cold. If the tire pressure is found to be too high, you can release a small amount of air appropriately. Regularly checking the tire pressure can not only improve driving safety and comfort but also extend the tire life and optimize energy consumption. Especially for electric vehicles, maintaining the correct tire pressure can reduce rolling resistance and thus increase the driving range. It is recommended to check the tire pressure at least once a month and make sure to confirm it before long - distance driving. If you often carry heavy loads or drive at high speeds, you can increase the tire pressure by 0.1 to 0.2 bar as appropriate. Be aware of the alarm prompts from the tire pressure monitoring system (if available), but don't rely entirely on electronic devices. A traditional mechanical tire pressure gauge is still recommended as a backup detection tool.

Pros

The interior space is spacious and well-equipped
Both power systems have excellent range

Cons

Long-term reliability not verified
Some areas of assembly and finishing level need to be improved

Latest Q&A

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Is Proton Persona a Good Car? Learn the Pros and Cons Here
The Proton Persona has its advantages and disadvantages. In terms of advantages, it comes with an affordable price. For example, the 2023 Proton Persona 1.6 Standard CVT is priced at RM 47,800, making it suitable for consumers with a limited budget. The vehicle comes with a 5 - year or 150,000 - kilometer warranty, providing long - term quality assurance. It is equipped with a relatively rich set of safety features. ABS and vehicle stability control are standard across the board, and some versions come with six airbags. In terms of interior space, with a wheelbase of 2,555 mm, the rear - seat space can generally meet daily needs. The 510 - liter trunk volume can satisfy the loading requirements for trips. However, there are also some drawbacks. Some versions are equipped with drum rear brakes, which are inferior to disc brakes in terms of braking performance and heat dissipation. The manual seat adjustment in some models is not very user - friendly for those who prefer the convenience of electric adjustment. Its fuel consumption is average. For instance, the official combined fuel consumption of the 2023 Proton Persona 1.6 Premium CVT reaches 8.1 L/100 km. Overall, if you have a limited budget, value safety features and space, and don't particularly pursue high performance and low fuel consumption, the Proton Persona is a viable option to consider.
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What is the Width of Proton Persona?
The Proton Persona has a width of 1,722 mm. The vehicle width is a crucial measurement as it significantly impacts the lateral seating space inside the car. When the width is sufficient, passengers will feel more spacious and comfortable during the ride. This is especially true for rear - seat passengers, as an appropriate width can reduce the sense of crowding. Meanwhile, the vehicle width also affects the car's manoeuvrability. A narrower body is relatively more flexible and convenient when making turns, parking, and performing other operations. On the other hand, although a wider body has an advantage in terms of seating space, it may face certain challenges when driving and parking in narrow road conditions.
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What is the Road Tax Price of Proton Persona? How to Calculate?
The road tax price of the Proton Persona is calculated based on the engine capacity, with two versions available: 1.6L and 1.3L. The road tax for the 1.6L model is RM90 in Peninsular Malaysia or RM180 in East Malaysia, while the 1.3L model is RM70 in Peninsular Malaysia or RM140 in East Malaysia. The specific calculation method is based on the annual rate standard of the Malaysian Road Transport Department (JPJ). The larger the engine displacement, the higher the cost. It should be noted that the road tax may vary slightly due to the vehicle's age or policy adjustments. It is recommended that car owners check the latest rates through the JPJ official website or the MyEG platform. In addition, the road tax and vehicle insurance must be renewed simultaneously, otherwise, fines may be imposed. Car owners can also choose to renew the road tax online to save time. As a popular local sedan, the Proton Persona has relatively reasonable maintenance costs. Besides the road tax, car owners should also pay attention to regular maintenance and insurance costs to ensure the vehicle can legally run on the road and remain in good condition.
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What is the Proton Persona Engine Oil Capacity?
The engine oil capacity of the Proton Persona is approximately 3.7 liters (including the amount used when replacing the oil filter). The specific value may vary slightly depending on different production years or engine models. It is recommended that car owners refer to the vehicle user manual for accurate information. When selecting the appropriate engine oil, pay attention to the viscosity grade (such as the common 5W - 30 or 10W - 40) and API specifications (such as SN or SP grade). These details are usually indicated in the manual. Regular oil changes are crucial for maintaining engine performance. Generally, it is recommended to change the oil every 5,000 to 10,000 kilometers or every 6 months. The specific interval depends on driving conditions and the type of oil used. Given the hot climate in Malaysia, using synthetic oil with good high - temperature stability can better protect the engine. At the same time, remind car owners to check the oil filter when changing the oil to ensure its filtering effect. If you're unsure how to proceed, you can visit a Proton - authorized service center, where technicians will use the oils recommended by the manufacturer and provide professional services.
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What is the Second Hand Price of Proton Persona? Check Used Price Here
The prices of used Proton Persona models vary significantly depending on factors such as the vehicle's condition, year of manufacture, mileage, and configuration. According to the market situation, the prices of models from 2019 to 2022 usually range between RM 35,000 and RM 55,000. For the older models from 2016 to 2018, the prices may fall around RM 25,000 to RM 40,000. The specific price also needs to take into account factors like maintenance records, the body condition, and whether the vehicle is still within the original factory warranty period. As a popular sedan from a Malaysian local brand, the Proton Persona is favored by many consumers for its economic practicality and high cost - effectiveness. There is a large circulation volume in the second - hand market. So, buyers can compare different car sources to find the most suitable option. In addition, it is recommended to conduct a professional inspection when buying a used car to ensure that key components such as the engine and gearbox are in good condition. At the same time, check whether the vehicle insurance and road tax are valid to protect your own rights and interests. While getting to know the market situation, you can also pay attention to Proton's official certified used - car program. Such vehicles usually undergo strict refurbishment and come with additional warranties, providing more protection for buyers.
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