Q

How to Caculate The Car Loan of Proton Saga? Get Idea Here!

Want to know how to calculate the car loan of the Proton Saga? These three factors are important: the loan amount, the interest rate, and the loan term. In Malaysia, when buying a Proton Saga, all you need to do is identify the car price (for example, the Saga Standard 1.3L is priced at around RM 38,800), subtract the down payment (usually a minimum of 10% or according to the bank's loan policy), and the remaining amount is the loan principal. The bank will decide the loan interest rate based on your credit score (currently, the annual interest rate for personal car loans is approximately between 3% and 5%), and then, combined with the repayment period you choose (usually between 3 and 9 years), calculate the monthly payment amount using the equal - repayment formula (i.e., a fixed monthly installment). Let's take a specific example: Suppose you buy a Saga priced at RM 38,800 and pay a 10% down payment (RM 3,880). The loan amount will be RM 34,920. If the bank approves an annual interest rate of 3.5% for a 7 - year loan, using a car loan calculator (or the Excel PMT function), your monthly payment will be approximately between RM 460 and RM 490 (depending on the bank's calculation method). If you change to a 5 - year loan, the monthly payment will increase to around RM 620, but the total interest paid will be less. Common car loan banks in Malaysia (such as Maybank, CIMB, RHB) generally offer online calculation tools. As long as you enter the car price, loan amount, loan term, and interest rate, you can quickly simulate the monthly installment. At the same time, some banks may have different schemes for specific promotions (such as low - interest rates or zero - down payment). It is recommended that when buying a car, you compare the terms of different financial institutions to ensure that you choose the most suitable loan plan for yourself.
Special Disclaimer: This content is published by users and does not represent the views or position of PCauto.

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What Are The Disadvantages of Proton Saga? Learn Before You Buy!
Before considering buying a Proton Saga, it's essential to understand its potential issues. Some users have reported that the interior materials of certain model - year vehicles have an average quality, which may show signs of wear after long - term use. For example, regarding the early models, under frequent use, the seats and interior surfaces may easily wrinkle with surface appearing old. In terms of vehicle performance, since the engine technology is relatively mature but not at the cutting - edge, the power output may seem inadequate when overtaking at high speeds or climbing hills. Moreover, the vehicle's suspension system is tuned for comfort, so it lacks handling stability when dealing with aggressive driving or complex road conditions. In addition, there are also drawbacks in vehicle's sound insulation. When driving at high speeds, wind noise and tire noise can enter the cabin, affecting the comfort of driving experience. However, these issues vary according to individual needs and feelings, and Proton is constantly improving its models. Today's Proton Saga has made improvements in terms of quality and performance. When making a purchase, you can refer more to actual reviews and feedback from car owners.
SparklingSparklingJun 23, 2025
Q
What's The Size of Proton Saga's Tire? Check Specification Here!
The tire sizes of different models and versions of the Proton Saga vary. For example, for the 2023 Proton Saga 1.3 Standard MT, the size of its front and rear tires are 175/65R14. Regarding the 2023 Proton Saga 1.3 Standard AT, the front tires are 175/65R14, while the rear tires are 185/60 R14. For the 2023 Proton Saga 1.3 Premium AT and Premium S AT, both the front and rear tires are 185/55 R15. As for the tire size specification, a number like 185 represents the tire width of 185 millimeters, 55 indicates that the aspect ratio of the tire cross - section is 55%, which means the cross - section height is 55% of the width. The "R" stands for radial tires, and number 15 indicates the rim diameter of 15 inches. Different tire sizes perform differently in terms of handling, comfort, and grip. Wider tires may offer better grip, and tires with a smaller aspect ratio generally provide better handling.
FlutteringWingFlutteringWingJun 23, 2025
Q
What's Proton Saga? Here's a Full Introduction for You!
The Proton Saga is an iconic model in Proton's vehicle lineup. Proton was established in 1983 under the leadership of Malaysia's current Prime Minister Mahathir. Proton introduced the Saga as its first model in 1985. With its affordable price and practical performance, 10,000 units were sold within its first year of launch. It subsequently achieved remarkable success across multiple markets, with cumulative sales exceeding 50,000 units. The car's recognition at the 1988 British International Motor Show brought global attention to the Proton brand. Over the years, the Proton Saga has undergone continuous development and iteration, producing various versions such as the 1.3 Standard MT, 1.3 Standard AT, and 1.3 Premium AT across different model years. Classified as an A-segment vehicle, Proton Saga is equipped with a 1.3L naturally aspirated engine delivering 95PS maximum horsepower, with an official combined fuel consumption of 6.7L/100km. The model offers transmission options including both MT and AT variants, along with standard safety features such as ABS, dual airbags, ISOFIX child seat anchors, and rear parking sensors. Although it has currently slipped to fourth place in Malaysia's vehicle rankings, the Proton Saga remains a core pillar of the brand's lineup.
RipplingWaveRipplingWaveJun 23, 2025
Q
What's The Top Speed of Proton Saga? Let's Learn Its Max Speed!
The top speeds of different model years of the Proton Saga vary. The 2018 Proton Saga 1.3 Standard MT has a top speed of 160 km/h. For the 2018 Proton Saga 1.3 Standard CVT, Executive CVT, and Premium CVT, the top speeds of these models are all 155 km/h. Referring to the vehicle information of the 2019, 2022, and 2023 models, the parameter of the top speed is not clearly mentioned. The top speed is affected by various factors such as the vehicle's powertrain, body design, and tire specifications. Conditions like strong power output, a small drag coefficient of the body, and good tire grip are all conducive to the vehicle achieving a higher driving speed.
HappyLobsterHappyLobsterJun 23, 2025
Q
What's The Monthly Installment of Proton Saga? See Here!
The monthly installment amount of the Proton Saga isn't fixed, which will be influenced by factors such as the vehicle price, loan term, down - payment ratio, and loan interest rate. For example, generally, if you choose a 7 - year loan, the monthly car loan will be between RM460 and RM598. If you opt for a 9 - year loan, the monthly car loan will be in the range of RM380 to RM489. However, this is just an approximate range. Different banks or financial institutions may offer different loan interest rates, and various down - payment ratios can also cause changes of the installment amount. For instance, increasing the down - payment ratio will reduce the loan principal, thereby lowering the monthly installment. When buying a car, you can consult the dealer or relevant financial institutions and select a suitable loan plan according to your own financial situation.
JopJopJun 23, 2025
Q
What's The Size of Proton Saga Size? How Big Is It?
The Proton Saga belongs to the A-Segment category. Its length, width, and height are 4,335mm, 1,690mm, and 1,515mm respectively, and the wheelbase reaches 2,465mm. This size design provides a relatively reasonable interior layout, which can meet the needs of daily travel and general family use. The 4,335mm length ensures the vehicle's flexibility when driving on city roads, making it relatively easy to park. The 1,690mm width provides relatively ample lateral space for passengers inside the car, reducing the feeling of crowding. The 1,515mm height guarantees enough headroom for passengers, making the ride more comfortable. The 2,465mm wheelbase also optimizes the legroom in the rear row to a certain extent, enhancing the riding experience of rear - seat passengers. Meanwhile, its 40L fuel tank capacity can meet a certain range requirement, and the 420L trunk capacity can hold lots of items.
DipDipJun 23, 2025
Q
What Colors Does Proton Saga Have? Which Color Do You Like?
The Proton Saga provides five color options: SNOW WHITE, ARMOUR SILVER, JET GREY, ROSEWOOD MAROON, and RUBY RED. You can choose the one you like based on individual preference.
ShadowHunterShadowHunterJun 23, 2025
Q
What's The Price of Proton Saga?
The prices of different versions of the Proton Saga vary. The 2023 Proton Saga 1.3 Standard MT is priced at RM 34,800, the 1.3 Standard AT version is sold at RM 38,800, the 1.3 Premium AT costs RM 41,800, and the 1.3 Premium S AT requires RM 44,800. As an A-Segment model, it has a length of 4335mm, a width of 1690mm, a height of 1515mm, and a wheelbase of up to 2465mm, providing a comfortable driving and riding space. The 5-year or 150,000-kilometer vehicle warranty also allows consumers to have no worries about after-sales service. This car is equipped with a 1.3L naturally aspirated engine with a maximum horsepower of 95PS, which can meet the daily driving needs. Different versions vary in configurations, such as tire specifications, safety features, in-car facilities, etc. Consumers can choose the suitable model version according to their own budgets and needs.
HopHopJun 23, 2025
Q
What Are The Configurations of Proton Saga? Here's The Full Specifications!
The Proton Saga is powered by a 1.3L inline 4-cylinder 16-valve DOHC engine (with VVT technology). It has a maximum power of 95PS and a maximum torque of 120N・m, and is paired with a 5-speed manual or 4-speed automatic transmission. There are four versions available: Standard MT, Standard AT, Premium AT, and Premium S AT. The vehicle's body dimensions are 4335mm in length, 1690mm in width, and 1515mm in height, with a wheelbase of 2465mm. The curb weight ranges from 1065 to 1089kg, the fuel tank capacity is 40L, and the official fuel consumption is 6.7L per 100km. It comes standard with ABS + EBD. Automatic transmission models are additionally equipped with ESC, TCS, and HHA. Different versions vary in terms of wheel specifications (14 - 15 inches), lighting configurations (halogen / LED daytime running lights), and comfort features (keyless entry, multi-functional steering wheel). The entire series comes with a 5-year/150,000-kilometer warranty.
BikerRideBikerRideJun 23, 2025
Q
how to open proton saga door without key
Without a key, the following methods can usually be attempted for a Proton Saga car door: 1. Check if the vehicle is equipped with an emergency unlock function provided by the keyless entry system. This is typically indicated by a specific hidden button or symbol near the door handle. 2. If not, check whether the vehicle still has a traditional mechanical keyhole and carefully use a tool such as a screwdriver. However, please note that such operations may damage the vehicle. Unless it is an emergency, it is not recommended to attempt this on your own; instead, contact professional automotive rescue services.
BikerBikerMar 6, 2025

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Pros

The price of the car is affordable, the size is large, the overall length and width of the exterior have a sense of overstepping the level, the interior space is spacious, and the leg and knee space in the back row is outstanding
The ride is comfortable, the suspension is soft, and long-distance driving is also comfortable

Cons

The appearance does not conform to the current trend, a low-lying posture is dynamic, but the overall contour is square and old-fashioned, lacking appeal to the younger generation
The interior decoration is outdated, the dashboard is out of date, like the style of two or three decades ago
At this price, it lacks some comfort and convenience configurations that modern buyers take for granted, such as no suitable touch screen sound system

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