Q
how to check car loan balance
Here are the main ways to check your car loan balance in Malaysia. First off, you can check through your bank's internet banking platform or mobile app. Most major banks like Maybank, CIMB, and Public Bank offer this service – just log into your account, find the loan section, and you’ll be able to see your remaining balance and repayment progress.
Second, you can call your bank’s customer service hotline. Have your loan agreement number or IC ready, and the agent can help you check manually. Another option is visiting your bank branch in person and doing it at the counter. Some banks also send SMS or email notifications after your monthly repayment, which usually include your current loan balance.
Besides checking the balance, it’s a good idea for car owners to understand the bank’s early repayment policies too. Most Malaysian banks allow early repayments but might charge a processing fee. Typically, if you pay off the loan after the third year, the penalty fee is waived.
Also, keeping a solid repayment record helps boost your credit score, which comes in handy when applying for other loans like home loans down the line. If you ever run into trouble making payments, talk to your bank as soon as possible to work out a revised repayment plan – avoiding defaults is key to protecting your credit history.
Special Disclaimer: This content is published by users and does not represent the views or position of PCauto.
Popular Models
Related Q&A
Q
How often should I use wax on my car?
The frequency of car waxing should be determined based on the parking environment, climatic conditions, and the performance of the car wax. It is generally recommended to wax every 2 to 4 months. If the vehicle is parked in a garage for extended periods and road conditions are favorable, the interval can be extended to once every 3 to 4 months. For vehicles parked outdoors and exposed to sun and rain, the interval should be shortened to 2 to 3 months. In rainy seasons or areas with high humidity, the interval may be further adjusted to 1 to 2 months to protect against acid rain erosion. Wax should be reapplied promptly when the car body feels rough or the wax layer noticeably diminishes after 2 to 3 washes. New cars come with a factory-applied protective wax layer, so additional waxing is unnecessary for the first six months after purchase. The type of car wax (solid or liquid) does not affect its protective properties, though application methods differ. Liquid wax is more suitable for owners seeking convenience. Waxing not only enhances paint gloss but also provides water resistance, dust protection, and reduces static electricity. It is advisable to wax in a shaded area and avoid cleaners containing sodium chloride to safeguard the car's paint and rubber components.
Q
What happens if I don't wax my car?
Long-term failure to wax a car will accelerate the aging of the paint and cause various problems. The protective film formed by car wax effectively shields against ultraviolet rays, acid rain, and dust erosion. Without this protective layer, the paint surface will fade and turn yellow due to direct sunlight, which is particularly noticeable on white cars. Acidic substances in rainwater can penetrate the paint surface, forming water marks and dark spots, while metal parts may rust as water droplets focus sunlight. Additionally, increased static electricity on an unwaxed car body attracts more dust, making it prone to fine scratches from daily friction and harder to clean. From an economic standpoint, poor paint condition directly impacts the resale value of used cars. Although waxing isn't mandatory maintenance, regular application significantly extends the paint's lifespan. It's recommended every 3-4 months, with shorter intervals during rainy or high-temperature seasons. Opting for car wax containing polyurethane or ceramic components offers longer-lasting protection, while applying care to avoid rubber and plastic parts.
Q
What happens if you never wax your car?
Long-term failure to wax a car can have multiple impacts. The paint will age faster due to lack of protection, as ultraviolet rays, acid rain and pollutants directly erode the surface, causing fading, oxidation and loss of luster, which makes the vehicle appear aged. Additionally, unwaxed paint surfaces have increased friction, making them more prone to accumulating stubborn stains and harder to clean. Minor daily scratches are also more likely to leave marks.
From a practical standpoint, the absence of a wax layer reduces the vehicle's water resistance and anti-static properties. Rainwater may create a convex lens effect that burns the paint, while metal components become more susceptible to rust. Regarding used car value, paint condition is a critical assessment factor - the dullness and minor damage resulting from prolonged non-waxing directly impact resale prices.
It's advisable to select appropriate car wax based on usage conditions, such as UV-resistant or carnauba wax. Regular vehicles require waxing every 2-3 months, while garage-kept cars can extend to 4 months. Monitor water bead formation on the surface (uniform, round beads indicate good condition) to determine when rewaxing is needed. New vehicles shouldn't be waxed for the first five months to preserve the factory protective coating. Dark and light colored paints should use corresponding wax shades for optimal visual results.
Q
What is the main purpose of the exhaust system?
The main function of an automobile exhaust system is to efficiently process and discharge the exhaust gases generated by engine combustion, while reducing noise and minimizing environmental pollution. This system consists of components such as the exhaust manifold, exhaust pipe, catalytic converter, muffler, and tailpipe working in coordination. The exhaust manifold collects exhaust gases from each cylinder and delivers them to the catalytic converter through the exhaust pipe. The converter utilizes three-way catalytic technology to transform harmful substances like carbon monoxide and nitrogen oxides into harmless carbon dioxide, water, and nitrogen. The muffler substantially reduces exhaust noise through either sound wave cancellation or sound-absorbing structures. Ultimately, the tailpipe safely channels the purified exhaust gases outside the vehicle. Exhaust system design also involves backpressure optimization to enhance engine intake efficiency; for instance, V-type engines frequently employ a dual-exhaust configuration to improve exhaust flow. Regular inspection of the exhaust pipe's sealing integrity, the catalytic converter's effectiveness, and the muffler's condition is essential for maintaining system performance, ensuring compliance with environmental standards while prolonging the vehicle's service life.
Q
Is the exhaust system important?
The automotive exhaust system is an indispensable core component of a vehicle, and its importance is mainly reflected in three aspects. First, it collects exhaust gases from each cylinder of the engine through the exhaust manifold, transports them to the three-way catalytic converter via the exhaust pipe, and converts harmful substances such as carbon monoxide into harmless gases like carbon dioxide, ensuring compliance with environmental regulations. Second, the muffler in the system reduces exhaust noise to approximately 20-30 decibels through the principle of sound wave cancellation, significantly improving driving and riding comfort. Finally, as an end device, the exhaust tailpipe needs to ensure that exhaust gases are safely discharged outside the vehicle, preventing high-temperature gas backflow from damaging the engine. It is worth noting that the design of the exhaust system also affects engine performance; for example, equal-length exhaust manifolds can optimize airflow efficiency, while the working efficiency of the catalytic converter is directly related to fuel quality, so it is recommended to use fuel that meets the RON95 or higher standard. If exhaust abnormal noise or power reduction occurs, it may be due to muffler perforation or catalytic converter blockage, and timely maintenance should be carried out to avoid more serious mechanical damage.
Q
What is in the exhaust of a car?
Automobile exhaust is primarily composed of harmless components and harmful pollutants. Among them, nitrogen accounts for approximately 71%, carbon dioxide about 14%, and water vapor around 13%, which are normal combustion byproducts. The harmful constituents include carbon monoxide (CO), nitrogen oxides (NOx), hydrocarbons (HC), sulfur dioxide (SO₂), lead-containing compounds, and particulate matter (PM2.5/PM10). Although their combined concentration constitutes merely 1%, their impact is substantial. Carbon monoxide impairs blood's oxygen-carrying capacity; nitrogen oxides irritate the respiratory system and contribute to acid rain formation; among hydrocarbons, 32 polycyclic aromatic compounds such as benzo[a]pyrene are carcinogenic; while particulate matter can adsorb heavy metals and deposit deep within the lungs. Additionally, although carbon dioxide in exhaust is non-toxic, it remains the principal contributor to the greenhouse effect. Black smoke emission indicates incomplete fuel combustion; white smoke may result from coolant entering the combustion chamber; and blue smoke signifies abnormal engine oil combustion. To mitigate exhaust pollution, regular vehicle maintenance (including inspection of the three-way catalytic converter), use of compliant fuels, and avoidance of aggressive driving behaviors like sudden acceleration are recommended. Modern vehicles compliant with Euro 6 or China 6 emission standards achieve significant pollutant reduction through optimized combustion technologies and advanced exhaust aftertreatment systems.
Q
Is the exhaust system connected to the engine?
The exhaust system of an automobile is indeed directly connected to the engine, with the connection point located at the exhaust manifold on the engine cylinder head. As the starting component of the exhaust system, the exhaust manifold is tightly connected to the engine cylinder block via a flange, responsible for collecting the exhaust gases generated after combustion in each cylinder and directing them into the exhaust pipe. This rigid connection ensures the efficient transmission of high-temperature and high-pressure exhaust gases. Meanwhile, the design of the exhaust manifold needs to balance between reducing exhaust resistance and avoiding exhaust interference between cylinders to optimize engine performance. The entire exhaust system consists of components such as the exhaust manifold, exhaust pipe, catalytic converter, muffler, and tailpipe. In particular, V-type engines employ a dual-exhaust manifold design to connect two separate exhaust systems. If the exhaust system develops leaks or becomes clogged, it may lead to problems such as decreased engine power, increased fuel consumption, or abnormal emissions. Therefore, regular inspection of the exhaust manifold gasket sealing and system integrity is crucial for maintaining vehicle performance.
Q
What happens when exhaust fails?
When the exhaust system malfunctions, the vehicle will exhibit various abnormal phenomena, including changes in exhaust color, increased noise, reduced power, and higher fuel consumption. If the exhaust is black, it is usually due to incomplete fuel combustion, which may be caused by a clogged air filter or faulty fuel injectors; blue exhaust indicates engine oil burning, commonly seen with worn piston rings or aged valve stem seals; white thick smoke may result from a damaged cylinder head gasket allowing coolant to leak into the combustion chamber. A sudden increase in exhaust noise often stems from damaged sound-absorbing materials inside the muffler or a cracked exhaust pipe, causing the airflow impact sound to be directly emitted. Reduced power occurs because retained exhaust gas impedes the intake of fresh air-fuel mixture, lowering combustion efficiency, while increased fuel consumption results from the engine compensating for power loss by increasing fuel injection. Additionally, failure of the three-way catalytic converter will trigger the malfunction indicator light, leading to diminished exhaust purification capacity and potentially affecting compliance with emission inspections. Exhaust pipe corrosion perforation or oxygen sensor failure will also exacerbate the problem—the former causing exhaust leaks and noise, while the latter leads to improper fuel metering. It is recommended that vehicle owners regularly inspect the exhaust system, use approved fuel, and perform timely repairs to prevent cascading component damage, ensuring the vehicle meets performance and environmental standards.
Q
What does a full exhaust system consist of?
A complete exhaust system mainly consists of three major parts: the exhaust manifold, the mid-pipe, and the tailpipe. The exhaust manifold is directly connected to the engine cylinder head and collects the exhaust gases from each cylinder after combustion through branched pipelines. Its key components include a three-way catalytic converter for purifying exhaust gases and an oxygen sensor for monitoring the air-fuel ratio.
The mid-pipe runs through the chassis as an exhaust gas transmission channel. It typically features a double-layer corrugated pipe design with a steel wire mesh sleeve, secured with clamps to enhance flexibility and durability. The material is predominantly SUS304 stainless steel, known for its high temperature and corrosion resistance.
The tailpipe is located near the rear bumper. Its built-in muffler reduces noise through multi-channel airflow diversion. Some high-performance models employ specially shaped mufflers like S-type and G-type to optimize exhaust efficiency.
The entire system accomplishes exhaust gas collection, purification, noise reduction, and emission through precise coordination. The corrugated pipe structure effectively absorbs vehicle vibrations, while the three-way catalytic converter transforms harmful gases into harmless substances, complying with environmental regulations.
Notably, exhaust system design must balance back pressure and exhaust efficiency. Excessively low back pressure may impair low-RPM torque output, necessitating comprehensive consideration of the vehicle's power characteristics during modifications.
Q
How much money to fix car suspension?
The maintenance cost of car suspension varies significantly depending on the vehicle model, suspension type, component quality, and service location. For standard vehicles, replacing a single suspension component typically costs between 280 to 600 Malaysian Ringgit. A complete suspension replacement at an authorized 4S dealership ranges from 1800 to 2500 Malaysian Ringgit, while independent repair shops charge approximately 900 to 1200 Malaysian Ringgit.
MacPherson strut suspensions, owing to their simpler design, incur lower maintenance costs of about 2000 to 5000 Malaysian Ringgit. In contrast, multi-link suspensions with more complex structures command higher repair fees of 3000 to 8000 Malaysian Ringgit. Premium systems like air suspensions demonstrate substantially elevated maintenance expenses: basic retrofitting starts around 20,000 Malaysian Ringgit, while professional-grade modifications may exceed 100,000 Malaysian Ringgit.
Regarding components, standard-brand shock absorbers offer economical pricing, whereas performance-oriented brands such as Bilstein may cost 1000 to 5000 Malaysian Ringgit per unit. Vehicle owners are advised to select either manufacturer-authorized or third-party service providers based on actual requirements, prioritizing component reliability to optimize the cost-performance ratio. Implementing regular maintenance can prolong suspension lifespan up to five years, and minimizing travel on rough terrain effectively reduces component degradation.
Popular Cars
Model Year
Car Compare
Car Photo
Latest Q&A
Q
Who has the best self-driving car?
At present, the autonomous driving technology sector exhibits a multi-player competitive landscape. Huawei's Qiankun Intelligent Driving ADS 3.0 system, leveraging its full-stack in-house R&D, ASIL-D (the highest safety certification), and mapless urban NOA capabilities covering 200 cities, has become the domestic benchmark for both safety and scenario coverage. Its hardware configuration featuring four lidars and Ascend chips delivers exceptional performance in extreme conditions. Momenta stands out with its data-driven approach, achieving a 60.1% market share in urban NOA through end-to-end large models, with over 130 mass-production cooperative models, showcasing robust commercialization capabilities. Xpeng's XNGP maintains a pure vision strategy, with its nationwide mapless coverage system supported by 2250 TOPS computing power achieving 98% zero-intervention in complex road conditions and reducing algorithm iteration cycles to just five days. Baidu Apollo capitalizes on its vehicle-infrastructure coordination advantage; its Apollo Go Robotaxi service has achieved single-city profitability in 30 cities, while its V2X technology enhances intersection efficiency by 30%. Technologically, Huawei's WA world model and VLA visual-language model approaches each offer distinct advantages, while end-to-end architecture is emerging as an industry consensus, with integrated hardware-software solutions, data scale, and capital investment forming the core competitive barriers. Currently, L3 autonomous driving is transitioning from pilot programs to individual user access. Consumers should evaluate manufacturers based on mass-production experience, data closed-loop capabilities, and real-road adaptability. The premium market prioritizes full-scenario coverage, whereas the household segment emphasizes cost-effectiveness and functional maturity.
Q
Who makes autonomous vehicles?
Currently, the research and development of autonomous vehicles in Malaysia is primarily driven by collaborations between local and international enterprises. For instance, 9Sight Intelligence recently launched its first autonomous driving test project in partnership with Pos Malaysia and ALS, focusing on commercial applications in the logistics sector. Meanwhile, the Automotive Design and Innovation Center (ADIC), established as a joint venture between Altair and local enterprises, also plans to conduct research on autonomous driving technology, integrating electric vehicle manufacturing to develop future smart mobility solutions. International brands such as Xpeng Motors have introduced the X9 electric MPV in Malaysia, equipped with an advanced intelligent driving system that further expands the selection of high-level autonomous driving models. Although local automaker Proton has not directly ventured into autonomous driving, its enhanced R&D capabilities following the collaboration with Geely have laid the groundwork for technological reserves. Notably, the hydrogen-powered ART (Autonomous Rail Rapid Transit) has achieved GOA3-level full-scenario autonomous operation, representing a breakthrough in public transportation. Overall, Malaysia's autonomous driving industry remains in the testing and initial commercialization phase, but is progressively building a comprehensive ecosystem through public-private partnerships and technology adoption.
Q
How much do autonomous cars cost?
Currently, the prices of fully autonomous vehicles vary significantly. Entry-level models such as the Changan electric new energy Benben E-Star start at approximately 49,800 Malaysian Ringgit after subsidies, while mid-to-high-end models like the WM Motor W6 are priced between 189,800 and 259,800 Malaysian Ringgit. Luxury brands such as the Tesla Model X can reach up to 1,189,000 Malaysian Ringgit.
Price differences are mainly influenced by brand positioning, sensor configurations (e.g., the number of LiDAR units), computing platform performance, and the maturity of autonomous driving systems. For example, the cost of Baidu's "Apollo Go" driverless cars is controlled at around 120,000 Malaysian Ringgit, as its lightweight sensor solution and localized supply chain have significantly reduced hardware expenditures.
Notably, locally produced models usually have greater price advantages than imported ones. For instance, the body of Perodua's electric model starts at only 80,000 Malaysian Ringgit after adopting the battery-as-a-service (BaaS) model.
With more automakers achieving mass production of L4-level autonomous driving technology by 2026, prices are expected to gradually drop to the 200,000 Malaysian Ringgit range. However, high-level autonomous driving systems will still be concentrated in high-end models in the short term, so consumers need to weigh technical premiums against actual needs.
Q
What is another name for autonomous vehicle?
Other common names for autonomous vehicles include driverless cars, intelligent driving vehicles, self-driving cars, computer-driven cars, or wheeled mobile robots. These terms all refer to intelligent transportation systems that achieve autonomous operation through artificial intelligence, sensor networks, and positioning systems. According to the classification standards of the Society of Automotive Engineers (SAE), such vehicles must achieve Level 4 or Level 5 automation. Their core technologies encompass radar, lidar, computer vision, and real-time path planning systems. Currently, there are no mass-produced Level 5 vehicles that operate entirely without human intervention on the market, but some Level 4 test vehicles have already provided services like autonomous taxis in designated areas. Autonomous driving technology theoretically enhances road safety and optimizes traffic efficiency by minimizing human operational errors, though its widespread adoption still faces challenges including regulatory frameworks, infrastructure compatibility, and handling extreme scenarios.
Q
What is Tesla's autonomous driving?
Tesla's Full Self-Driving (FSD) system is a benchmark technology in the current intelligent driving field. Adopting a pure visual perception architecture, it collects real-time road data through 8 high-definition cameras, and collaborates with self-developed FSD chips and neural network algorithms to realize advanced functions such as traffic light recognition, automatic lane changing, and unprotected turns. The V14 version launched in 2025 can already demonstrate decision-making capabilities close to human driving in scenarios such as urban roads and highways, supporting end-to-end autonomous driving from parking lots to destinations with a maximum speed of 115 km/h. Its core advantage lies in data-driven self-learning capabilities. Relying on real road data collected by millions of Tesla vehicles worldwide, the algorithm is continuously optimized through the Dojo supercomputer. Statistics in 2025 show that vehicles with FSD enabled have only one accident every 6.69 million miles, which is far safer than human driving. Currently, FSD has removed the "beta" label, entered the quasi-commercial stage, and launched the "Mad Max" and "Sloth" dual modes to adapt to different driving preferences. However, the system is still an L2-level assisted driving system, requiring drivers to stay attentive, and the pure visual solution may have limitations in extreme weather or complex road conditions. Tesla plans to fully switch to a subscription service in 2026 and promote the commercialization of Robotaxi, aiming to reduce travel costs to $0.2 per mile. Despite facing regulatory and localization adaptation challenges, FSD continues to reshape the intelligent mobility ecosystem with its massive data accumulation and rapid iteration capabilities.
View MoreLatest News

Jetour Malaysia Adopts New "JT" logo, Resembling Chinese Characters
WilliamFeb 4, 2026

China will ban fully hidden door handles starting from 2027! Must be equipped with mechanical unlocking devices.
JamesFeb 4, 2026

Toyota is dissatisfied with Daihatsu's e-Smart Hybrid technology: The engine noise is too loud during high-speed operation
JamesFeb 4, 2026

Highlander EV is here? Toyota confirms mass production of the all-new three-row electric SUV in 2026
WilliamFeb 4, 2026

Geely Galaxy M7 PHEV debuts, with a combined range of up to 1730 kilometers
AshleyFeb 3, 2026
View More



Cars
