Q

how to transfer ncd to new car malaysia

In Malaysia, transferring your No Claims Discount (NCD) to a new car is a pretty straightforward process. Firstly, you need to make sure your old car's insurance is either still valid or has been properly canceled. Then, when you're taking out insurance for your new car, just hand over your old car's insurance termination letter or NCD certificate to the insurance company or your agent. They'll check that you're eligible for the NCD and then apply that discount to your new car's policy. Generally, you have 24 months from when your old car insurance expires to complete the NCD transfer. A key thing to remember: your NCD follows you, the policyholder, not the vehicle itself. So even if you switch to a brand - new car, as long as you're the same owner and meet the criteria, you can keep enjoying those hard - earned discounts. Moreover, the longer you go without making a claim, the higher your NCD discount percentage will be – it maxes out at 55%, so keeping a clean driving record really pays off. If you own multiple cars, each one has its own separate NCD – they are not shared among vehicles. If you hit any snags during the transfer, it's best to contact your insurance company or PIAM (Persatuan Insurans Am Malaysia / Malaysian Insurance Association) for help. That way, you can make sure everything goes smoothly.
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What does 100 hp mean?
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What is horsepower and torque?
Horsepower and torque are core performance indicators of an engine. Torque refers to the twisting moment output by the engine from the crankshaft, measured in Newton-meters (N·m). Similar to muscle explosive power, it determines a vehicle's starting acceleration, climbing ability, and load-carrying capacity. Peak torque is easily achieved at low speeds, making it suitable for off-road recovery or heavy-load scenarios. Horsepower is a unit of power that measures the efficiency of work done per unit time, commonly expressed in horsepower (PS) or kilowatts (kW), with 1PS ≈ 0.7457kW. It reflects the engine's ability to continuously output energy and affects a vehicle's top speed and re-acceleration performance in the high-speed range. Peak horsepower is more easily reached at high speeds. The two are related by the formula: Horsepower = Torque × Rotational Speed ÷ Constant. When the rotational speed is fixed, higher torque means higher horsepower; when torque is fixed, higher rotational speed results in greater horsepower. In daily car selection, if you prioritize rapid starts or climbing needs, you can focus on torque first. If you pursue high-speed driving or sustained acceleration, horsepower is more critical. Family cars usually balance the two to account for both performance and fuel consumption. Off-road vehicles emphasize high torque, while sports cars focus on high horsepower.
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How many cc is a 9 hp engine?
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Is it PS or BHP?
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