Should I buy BMW or Lexus?

To calculate the loan for the BYD Sealion, you can start from the following aspects. First, you need to clarify that the formula for calculating loan interest is Loan Interest = Borrowed Amount × Loan Term × Interest Rate. However, in reality, it will be more complicated due to compound interest and other fees. Regarding loan plans, there are different down - payment ratios. Commonly, there are 20%, 30%, 40%, 50%, 60%, etc. The higher the down - payment ratio, the less the loan amount will be, and the monthly payment and total interest will also change accordingly. The repayment terms usually include options such as 12 months, 18 months, 24 months, and 36 months. With a short - term repayment term, the monthly repayment amount is high, but the total interest is low. The situation is the opposite for a long - term repayment term. There are two repayment methods: equal - principal - plus - interest and equal - principal. For equal - principal - plus - interest, the monthly repayment amount is fixed, and the proportion of interest in the early stage is large. For equal-principal, the monthly repayment amount decreases, and the interest also decreases accordingly. In addition, the interest rates of different banks and financial institutions vary. You should compare and choose the institution with a lower interest rate. At the same time, pay attention to whether there are additional fees such as handling fees and insurance premiums. By considering all these factors comprehensively, you can calculate a loan plan that suits your financial situation.

The BYD Sealion is a pure-electric mid-to-large-sized sedan that emphasizes a sporty and youthful appeal. It features an eye-catching exterior design, including sharp LED headlight clusters, water ripple daytime running lights, an elegant Coupe-style sloping roof, 19-inch sporty alloy wheels, and droplet-shaped LED taillight clusters. The interior follows the "Ocean Aesthetics" design concept and is equipped with a 10.25-inch full LCD instrument panel, a leather multi-functional steering wheel, a 15.6-inch rotatable LCD entertainment system, ambient lighting, and an electronic gear lever, exuding a high-class and tech-savvy vibe. In Malaysia, there are three trim levels available: Dynamic, Premium, and Performance. The entry-level Dynamic trim is powered by a rear-mounted electric motor with 204 horsepower. It can accelerate from 0 to 100 km/h in 7.5 seconds. The battery has a capacity of 61.4 kWh, offering a range of up to 460 km under the WLTP test standard or 510 km under the NEDC standard. The Premium trim also has a rear-mounted single motor, but with 313 horsepower. It can achieve 0-100 km/h acceleration in 5.9 seconds. The battery capacity is 82.5 kWh, providing a range of 570 km (WLTP) or 650 km (NEDC). The Performance trim comes with a dual-motor all-wheel-drive system, delivering even more powerful performance. Additionally, the Sealion supports a maximum DC fast-charging technology of 150 kW and is paired with the "Blade Battery", ensuring high safety standards.

The BYD Sealion is equipped with 18-inch rims, and its tire specification is 225/50 R18, with the same tire specifications for both the front and rear. This tire specification is carefully designed. The "225" indicates that the tire width is 225 millimeters. A wider tire can provide a larger contact area with the ground, thereby enhancing the vehicle's grip during driving, especially during acceleration, braking, and high-speed driving, making the vehicle's handling more stable and safe. The "50" represents the aspect ratio, which means the tire thickness is 50% of the width. A moderate aspect ratio balances comfort and handling, effectively filtering road bumps and bringing a comfortable driving and riding experience for the passengers inside the vehicle. The "R" stands for the radial tire structure. Tires with this structure have good heat dissipation and low rolling resistance, which can improve fuel economy or extend the driving range. The "18" refers to the rim diameter of 18 inches, which complements the overall body design and shows a dynamic style.

Before buying the BYD Sealion, it’s worth looking into some potential issues reported by early owners. Some users have mentioned battery system glitches and occasional powertrain faults. In a few cases, the vehicle pulled to one side even after a four-wheel alignment. There were also reports of abnormal noises from the front suspension, which, although resolved after multiple repairs, appeared fairly frequently. Other concerns included intermittent charging problems at the slow-charging port, which service centers struggled to diagnose. One owner noted that the power tailgate once failed to close properly. Interior complaints included seat sagging, rust on metal components, and malfunctioning memory seat functions that failed to recall saved positions. There were also isolated issues like mirror vibration noise, dashboard warning messages, driver monitoring failures, inconsistent behavior in the ADAS system, problems with the wireless phone charger, and unusual streak marks on the front bumper in rainy conditions. That said, it's not unusual for new vehicles to have some teething problems. BYD is actively working to improve product quality and after-sales support. We recommend checking real-world user reviews and long-term ownership reports to make an informed decision based on your needs and expectations.

The trunk volume of the BYD Sealion in normal state is 400L, which can meet the need of placing several suitcases for daily trips and short-distance self-driving tours. If you need to load large items, the rear seats can be folded down in proportion to further expand the trunk's loading capacity. However, compared with some models, the Sealion shows a bit less flexibility when loading large items. In addition, there is also a BYD Sealion 06 DM-i station wagon version. Its standard trunk volume reaches 670 liters. The official says it can easily accommodate six 20-inch suitcases. After the rear seats are fully folded down, the volume can be expanded to 1535 liters. Moreover, the trunk has some thoughtful detailed designs, such as nine hooks are provided and the cover plate supports two-level up-and-down adjustment.